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Say YES to Better Health! iCare (formerly known as InLife Health Care) is a trusted HMO in the Philippines for over 33 years. Learn More About iCare Quality Healthcare Whenever and Wherever We have more than 2,000 partner hospitals and clinics nationwide and more than 50,000 accredited doctors and medical practitioners. Check Our Accredited Partners The Top HMO for Professional Organizations iCare is trusted by some of the most respected companies across various industries, such as the Philippine Stock Exchange and Unionbank. Learn More About Corporate HMO Affordable Healthcare Plan in the Philippines We have plans for routine outpatient care, preventive services, and protection against unexpected medical emergencies. Learn More About Family and Individual HMOs

Affordable HMO in the Philippines

Finding an affordable HMO in the Philippines that offers comprehensive coverage can be a challenge. Many people and companies struggle with plans that either fall short on benefits or come with high premiums that strain their finances. This leaves families and professional organizations vulnerable to unexpected medical expenses and limits their access to quality healthcare when they need it most.

 

iCare is here to change that. As a trusted name in the healthcare industry for over 33 years, iCare is committed to making healthcare plans accessible and affordable for all.

I am looking for a health plan for…

We’ve partnered with the top health institutions in the country to provide high-quality, yet inexpensive care that our clients deserve.

The iCare Advantage

iCare tackles four key problems in the healthcare landscape by presenting these privileges.

Budget Friendly Plan

 

Many plans are expensive, leaving families unprotected. iCare offers affordable options with extensive coverage.

Extensive Coverage

 

Some plans cover only a fraction of healthcare needs. iCare provides comprehensive coverage, including emergency, preventive, outpatient, and inpatient care.

Trusted Health Institutions

 

Limited provider networks can mean fewer choices. iCare gives you the freedom to choose your preferred healthcare providers.

Value-Added Benefits

 

With a Sleep Better Program that aids in providing tips for better sleep, collaboration with wellness partners, and access to health webinars and events, iCare always ensures members get more value from their investment.

Optimum Healthcare Solutions for All

Our HMO plans for individuals, families, and private companies provide extensive coverage for emergency, preventive, outpatient, and inpatient care without breaking the bank. With iCare, you get the peace of mind that comes from knowing you’re protected by a reliable partner dedicated to your health and well-being.

Top HMO Philippines

Corporate Plan

iCare offers a wider range of packages for your employees with a user-friendly portal that simplifies benefits management, billing, enrolment, and member updates.

SME Plan

iCare curates an affordable health program made specifically for startups and small businesses with 5 to 99 employees.

Fee for Service

Fee for Service

This is a flexible healthcare plan based on a medical fund that adjusts to your needs. Instead of a set premium, you only pay for the services you actually use.

Individual HMO Plan

Individual Plan

iCare affords a professional range of health coverage options for self-employed professionals.

Family HMO Plan

Family Plan

iCare presents one of the most comprehensive family HMOs in the market.

Premium HMO Plan

Premium Plan

Features annual hospitalization benefits of up to Php 5,000,000 and partnership with one of Singapore’s top health institutions.

They Said YES and Here’s What They Have to Say

  • #ItStartsWithCare because our own people’s health is a priority. Carelon Global Solutions Philippines and iCare (Insular Health Care) Wellness Program: Sleep Better for us night owls is critically important so we know how to stay healthy as we continue to deliver for our Members and Providers.

    Training Manager from a Multinational BPO, publicly shared on Linkedin

  • It was also nice to share our experience with you using our Inlife/Icare prepaid insurance. It was really a big help for us financially, for 9 days of admission due to dengue case we have a total bill of almost 46K. Imagine how big is our bill, but thankful and grateful for this Inlife Prepaid Insurance because they almost cover our bill. It was such a RELIEF! We have only paid 3,472 pesos out of almost 46K bill. I am hoping that I may share your Insurance to other people who have no idea about this. In that case, my own experience has sparked my interest to become one of your accredited agents.

    Charlene Melloria

  • iCare was very helpful and accommodating. She should be a benchmark of how customer service should be done. We are very pleased with her and the whole experience we had with iCare. Thank you.

    Officer of a Universal Bank

  • I’m happy to share that so far I have been receiving good feedback from our employees regarding the services they get from iCare. Thank you for ensuring smooth transition for the past couple of months. Looking forward to a more fruitful and satisfying collaboration with the Team

    Country Head of a Global Healthcare Company

  • iCare received good feedback for fast LOA issuance during discharge. Also, because of the fast reimbursement of doctor's PF and the way HLOs talk to patients during admission and upon discharge.

    HR Head of a Multinational Electronics Company

  • Thank you iCare, sulit ang binabayaran na health card dahil wala po akong nagastos sa lab tests ko at consultations!

    Maribeth M.

Latest News

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Sleep Better Program

Improve sleep with the iCare Sleep Better Program. Expert tips from Dr. Wong Sheau Hwa tackle sleep disorders like those common in BPO workers.

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Our iCare Mobile App

Access better healthcare with the iCare mobile app. Request LOAs, file reimbursements, set medicine reminders, and track wellness in one tap.

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Telemedicine

Talk to a doctor within 7 minutes using iCare’s Telemed7. Get quick consultations, prescriptions, and medical certificates without waiting in line.

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Carrie

Meet Carrie, iCare’s loyal St. Bernard mascot. Symbolizing care, strength, and dependability, Carrie inspires better health and trust in iCare.

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Better Together

Join iCare and Mu Sigma Phi in promoting better health through education, literacy campaigns, and impactful projects like Project H20 and health-focused films.

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Better You Program

Manage chronic diseases with iCare’s Better You Program: health monitoring, teleconsultations, and resources for diabetes, hypertension, and heart health.

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Better Days, Better Space

Support mental health with iCare’s Better Days Program: wellness and counseling services to manage stress, anxiety, and depression for a healthier mindset.

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Women’s Health: She Cares

Explore iCare’s Women’s Health Program: bridging the gap in education and solutions for women’s wellness, including reproductive, mental, and physical health.

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UN Sustainable Goals

iCare supports U.N. Sustainable Goals with affordable healthcare, gender equality, economic growth, and innovative digital health solutions in the Philippines.

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Get a Personalized HMO Recommendation

Tell us what matters to you or to your company. We’ll help you find the most affordable HMO in the Philippines that fits your needs.