iCare Med Consult Guide Prepaid HMO

iCare MedConsult Guide: Unlimited Telemedicine & Doctor Consultations in the Philippines

Need reliable healthcare without paying for a full traditional HMO? iCare MedConsult Prepaid HMO gives you practical access to doctors, telemedicine, and dental care for one full year at a more affordable cost.

If you want fast medical support without the usual hassle, this plan is built for modern lifestyles. Whether you’re a freelancer, parent, busy employee, or senior, this guide explains how it works, what you get, and why it may be worth considering.

What Is iCare MedConsult Prepaid HMO? 

iCare MedConsult is a prepaid health plan focused on outpatient consultations and preventive care.

Instead of paying consultation fees every time you need a doctor, you get a one-year plan that includes

  • Unlimited telemedicine access
  • Face-to-face consultations with accredited doctors
  • Dental benefits
  • Easy digital access

It is ideal for people who want regular healthcare support but do not necessarily need hospitalization coverage. If you also want to compare other affordable options, explore the full guide to iCare prepaid HMO plans in the Philippines.

Why iCare MedConsult Stands Out

The biggest advantage of iCare MedConsult is convenience.

It combines online and in-person care, so you can consult a doctor when symptoms appear, ask for follow-up advice, or simply get peace of mind.

Key Benefits

  • Unlimited telemedicine access, 24/7 for one year
  • Up to 4 medical consultations with accredited doctors
  • Dental care benefits
  • Plans for kids, adults, and seniors
  • Affordable pricing for day-to-day healthcare needs

If you have been looking for unlimited teleconsultation in the Philippines, this is designed for exactly that purpose.

iCare MedConsult Plans and Pricing

MedConsult Kids

  • Ages 1 to 17
  • Access to pediatricians
  • PHP 3,000

MedConsult Adults

  • Ages 18 to 64
  • Access to:
    • General physicians
    • Family medicine specialists
    • Internal medicine specialists
    • General surgeons
    • Orthopedic doctors
    • ENT specialists
    • Rehabilitation medicine specialists
  • PHP 2,500

MedConsult Senior

  • Age 65 and above
  • Access to:
    • General physicians
    • Family medicine specialists
    • Internal medicine specialists
    • General surgeons
    • Orthopedic doctors
    • ENT specialists
    • Geriatricians
    • Rehabilitation medicine specialists
  • PHP 3,500

For families and individuals who want an affordable prepaid HMO, these plans offer flexibility without the cost of a full annual medical plan. Ready to get covered? Get your iCare MedConsult Prepaid HMO here: https://shop.icare.com.ph/ 

Top Benefits of iCare MedConsult

1. Unlimited Telemedicine Anytime

One of the best features is iCare Telemed7. Members can consult licensed doctors anytime for one year using their phone. 

From general wellness to specialized care, consult with specialists across multiple fields directly from your phone: 

  • Cardiology
  • Dermatology
  • Internal Medicine
  • ENT (Ear, Nose & Throat)
  • Endocrinology
  • Pediatrics
  • Obstetrics & Gynecology
  • Gastroenterology
  • Family Medicine

This is particularly helpful for:

  • Mild symptoms
  • Follow-up consultations
  • Prescription requests
  • Basic medical advice
  • Non-emergency concerns

For people with packed schedules, this is one of the easiest ways to access online consultation in the Philippines.

Patients can access Telemed7 via:

https://tinyurl.com/iCareT7chatbot 

2. Face-to-Face Doctor Consultations

When in-person care is needed, the plan also includes physical consultations with accredited doctors.

This gives you the flexibility to start online, then move to clinic-based care if needed.

3. Dental Care Included

Dental health is often delayed until pain becomes serious. iCare MedConsult adds practical value by including dental benefits such as

  • Oral prophylaxis
  • Annual dental exam
  • Temporary fillings
  • Simple extractions
  • Denture adjustments
  • Orthodontic consultation
  • Emergency dental pain treatment

For a prepaid healthcare plan, this is a strong added benefit.

What iCare MedConsult Does Not Cover

It is important to understand that this is not a hospitalization plan.

Common exclusions include:

  • Laboratory tests
  • Blood tests, X-rays, and ultrasounds
  • Pregnancy-related care
  • Fertility treatments
  • Psychiatric care
  • STIs and related treatment
  • Cosmetic procedures
  • Hospital confinement
  • Minor surgeries
  • Specialized procedures

This plan is best used for consultations and preventive outpatient care.

Who Should Get iCare MedConsult?

Best For

  • Freelancers and self-employed professionals
  • Parents who need pediatric access
  • Working adults with limited time
  • Seniors needing regular consultations
  • Budget conscious individuals

Not Ideal For

  • Those needing hospitalization coverage
  • Those expecting maternity care
  • People requiring frequent diagnostics
  • Those needing surgical treatment coverage

How to Use iCare MedConsult

For Clinic Consultations

  1. Find an accredited doctor
  2. Request a Letter of Authorization through the iCare app or customer service
  3. Wait for confirmation
  4. Present your LOA, voucher, and valid ID during your visit

For Telemedicine

  1. Access iCare Telemed7 via Viber
  2. Prepare your member details
  3. Wait to be connected to a licensed physician
  4. Receive prescriptions or certificates if needed

For Dental Visits

  1. Find an accredited dentist
  2. Book your appointment
  3. Present your voucher and ID

Registration and Activation

Register the plan within 90 calendar days from purchase.

After successful registration, benefits usually activate after a 3-day waiting period.

Best practice: activate early so the plan is ready before you need it.

Why This Works for Modern Lifestyles

Many Filipinos delay healthcare because clinic visits take too much time, and consultations can be expensive.

iCare MedConsult helps solve that by giving faster, more accessible doctor support through telemedicine, plus in-person options when needed.

For busy people, this makes healthcare easier to maintain consistently.

Is iCare MedConsult Worth It?

iCare MedConsult Prepaid HMO is a smart option for Filipinos who want affordable, practical, and convenient healthcare access.

It is especially useful for routine consultations, non-emergency concerns, preventive care, and fast doctor access through telemedicine.

If you want healthcare that fits real-life schedules and budgets, this plan deserves a serious look.

Get iCare MedConsult Now

Stop delaying checkups and make healthcare easier for yourself or your family.

Get iCare MedConsult today and enjoy a smarter way to manage doctor consultations, telemedicine access, and dental care in one prepaid plan.

Frequently Asked Questions

How long is iCare MedConsult valid?
The plan is valid for 12 months from successful activation, subject to the included benefits and usage limits.
Does iCare MedConsult include unlimited telemedicine?
Yes. Members get unlimited telemedicine consultations for one full year through iCare Telemed7.
Can I use iCare MedConsult for hospitalization?
No. This plan is designed for outpatient consultations and preventive care only. Hospital confinement and emergency admission are not included.
Is pregnancy covered under iCare MedConsult?
No. Pregnancy-related services such as prenatal care, delivery, and postnatal care are typically excluded.
Do I need a Letter of Authorization for clinic consultations?
Yes. Face-to-face consultations usually require a Letter of Authorization before your appointment.
Is iCare MedConsult good for freelancers?
Yes. It is a practical option for freelancers, self-employed professionals, and gig workers who want affordable access to doctors without paying for a full HMO plan.
Can senior citizens apply for iCare MedConsult?
Yes. There is a MedConsult Senior plan specifically designed for members aged 65 and above.
How fast can I talk to a doctor online?
Through iCare Telemed7, members may be connected to a licensed doctor quickly, depending on queue volume and availability.
Can I use iCare MedConsult immediately after purchase?
Registration is required first. After successful activation, there is usually a waiting period before benefits become available.
Does iCare MedConsult include dental benefits?
Yes. The plan includes selected dental services from accredited providers, depending on the benefits available under your chosen plan.
Better Health Insider
marketing@icare.com.ph


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