iCare Prepaid HMO for Everyone With these HMO plans, you know exactly what you’re paying for upfront, eliminating surprise expenses and ensuring you’re covered for a wide range of services. Shop Prepaid Plans ER Plan That Protects Yourself and Your Wallet This prepaid HMO affords up to Php 100,000 worth of ER treatment and confinement coverage on emergency cases due to accidents, viral/bacterial diseases, and specific conditions. Get ER Care Plan Today Personal Health Team on Speed Dial iCare’s MedConsult prepaid plan includes face-to-face consultations, unlimited access to telemedications for one year, and more. Get MedConsult Plan Today
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Dependable Prepaid HMO in the Philippines

Navigating traditional healthcare plans can be complex and costly, with unexpected out-of-pocket expenses and hefty billing processes often leading to financial stress. That’s why iCare’s prepaid HMO in the Philippines offers a solution to these challenges by providing a clear, upfront payment structure that eliminates the worry of unforeseen bills.

 

With iCare, you receive comprehensive coverage that includes preventive care, emergency services, and more—all paid for in advance. This approach simplifies healthcare management, making it more accessible and affordable, and allowing you to focus on what matters most: your health and well-being.

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Prepaid HMO Plans

Easy-on-the-Pocket Prepaid HMOs for Everyone

iCare’s prepaid HMO in the Philippines provides a seamless, affordable, and high-quality healthcare solution for all. With one convenient payment, you can select the coverage that best matches your needs, ensuring it aligns with your budget.

iCare ER Care Basic 50

ER Care Basic 50

Plan Starts at Php 700

This provides up to Php 50,000 worth of outpatient emergency and inpatient coverage on emergency cases due to accidents. Plan starts at Php 700.

iCare ER Care Booster

ER Care Booster

Plan Starts at Php 800

This affords coverage from Php 60,000 up to Php 100,000 worth of outpatient emergency and inpatient coverage on emergency cases due to accidents. Plan starts at Php 800.

iCare ER Care All-In

ER Care All-In

Plan Starts at Php 1,350 for Adults and Php 3,150 for Kids

This provides up to Php 100,000 worth of outpatient (ER treatment) and inpatient (confinement) care coverage on emergency cases due to accidents, viral/bacterial diseases, and specific conditions. Kids from 1 to 17 years old and adults from 18 to 64 years old can take advantage of this one-time use health plan.

iCare Total ProtectER

Total ProtectER

Plan Starts at Php 11,750

This provides up to Php 100,000 worth of coverage on emergency cases due accidents and viral or bacterial illnesses, and specific conditions. It also comes with Php 3,000 daily hospital income benefit and Php 500,000 life insurance coverage valid for 6 months.

iCare ER Care Choice

ER Care Choice

Plan Starts at Php 100

This short-term coverage covers ER treatment and confinement due accidents and viral/bacterial illnesses. Plan starts at Php 100.

iCare K12 Health Cover

K12 Health Cover/Dengue Flex

Plan Starts at Php 500

This provides up to Php 50,000 worth of outpatient emergency and inpatient coverage on emergency cases due to dengue, leptospirosis, and COVID-19.

iCare MedConsult

MedConsult

Plan Starts at Php 2,500

With this plan, members get four face-to-face consultations with iCare-accredited health specialists, unlimited access to over-the-phone consultations for one year, and unlimited dental consultation through iCare’s Dental Network.

iCare She's Well Lily

She’s Well Plan

Plan Starts at Php 8,300

This is tailored for women with four different plans for specific age brackets: 18 and below, 19 to 35 years old, 36 to 45 years old, and 46 and above. It covers essential diagnostics and lab procedures, plus 1-year unlimited telemedicine access.

Maternity Care

Plan Starts at Php 61,000

This covers comprehensive delivery and post-natal services to a pre-natal consultation. Plus, members get up to Php 100,000 AD&D benefit and newborn services.

Prepaid HMOs Are the Go-To Solution for Affordable Healthcare

Prepaid HMOs are gaining popularity for good reason. They offer a practical and cost-effective way to manage healthcare needs without the complexities of traditional medical plans. With clear benefits, straightforward terms, and easy access to essential services, iCare’s prepaid HMO in the Philippines provides a convenient solution for those seeking reliable and affordable healthcare coverage.

Cost-Effective

Prepaid HMOs offer cost-effective healthcare coverage with a one-time payment, making them accessible to more people without breaking the bank.

Easy to Use

With straightforward terms and no monthly premiums, prepaid HMOs eliminate the complexity of traditional healthcare plans, offering a hassle-free experience.

Comprehensive Coverage

These plans cover a wide range of essential services, including consultations, diagnostic tests, and emergency care, ensuring quality healthcare when it’s needed most.

Flexibility

Prepaid HMOs provide the flexibility to choose the plan that best fits your health needs, whether it’s for individuals, families, or specific health services.

Convenient Access

With prepaid HMOs, you can quickly access care without worrying about hidden costs or long processing times, making healthcare more convenient and reliable.

No Hidden Fees

Prepaid HMOs come with transparent pricing and no hidden fees, so you know exactly what to expect without unexpected costs. This clarity helps you manage your healthcare budget more effectively and avoids surprises that can arise with more traditional medical plans.

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How to Purchase iCare Prepaid Plans

Getting an iCare prepaid plan is quick and hassle-free! With just four simple steps, you can secure quality healthcare coverage tailored to your needs. Here’s how you can easily get started with iCare’s prepaid HMOs and enjoy peace of mind with comprehensive health benefits.

Visit our Online Store

You may purchase your prepaid plans online at shop.insularhealthcare.com.ph

Find a Plan

Find a plan based on your needs and add to cart.

Complete Checkout

Sign up for an account, then complete checkout by paying online.

Register to Activate Your Voucher

Once you have completed payment, you will receive an email with a voucher code. Register your voucher code with the person’s details to activate the e-voucher HERE.

You Won’t Find These HMO Plans Elsewhere!

Invest in your health with iCare’s prepaid HMO in the Philippines — a trusted best-seller! Grab yours now and secure a plan today for a brighter, healthier future!