For many organizations, selecting a Health Maintenance Organization (HMO) has traditionally been viewed as an annual procurement exercise. Human Resources compares benefit schedules, Finance negotiates premiums, Procurement evaluates commercial terms, and management approves the final recommendation. While this approach may have been sufficient in the past, it is...

On June 4, 2026, the Philippine Atmospheric, Geophysical and Astronomical Services Administration (PAGASA) officially declared the onset of the rainy season after observing five consecutive days of occasional to frequent rains associated with the Southwest Monsoon, locally known as Habagat, across the western sections of Luzon and the...